A Commercial Hire Purchase (CHP) lets your business use an asset immediately while paying it off in fixed instalments. Once the
final payment is made, ownership transfers to you. It’s a simple, structured option for businesses that value certainty.
How it works
You hire the asset from the lender.
You make fixed repayments over the agreed term.
Ownership transfers at the end of the contract.
Key benefits
- Fixed interest rate and term
- Predictable repayments for easy budgeting
- Flexible deposit and balloon options
- Suitable for a wide range of assets
Best suited for
- Businesses wanting repayment certainty
- Vehicles and equipment across all industries
Our difference
We’ll help you decide whether hire purchase or another structure is better for your tax and cashflow position — and explain why.